Rather than viewing the development of APIs as a regulatory cost burden, banks should strive to realise the considerable monetisation opportunites afforded by the trend, according to a new report from the Mobey Forum's Open Banking Expert Group.
French payments giant Worldline is boosting its presence in Italy through the acquisition of Banco Desio’s merchant acquiring activities for around EUR100 million.
NatWest has released three new APIs to support corporate, commercial, and institutional customer demand for real time payments and automated reconciliation, including BACs payments.
The Spanish banking sector has set up a working group and proof-of-concept to assess the impact of the implementation of a digital euro by the European Central Bank.
JP Morgan is teaming up with Mastercard on a service that uses open banking to let customers make payments using their bank account information instead of a card.
Saudi Arabia's central bank has published an open banking framework, setting out legislation, regulatory guidelines and technical standards.
“The Isle of Man’s Fintech Innovation Challenge is a fantastic opportunity for FinTechs from all over the world to submit technology-based solutions to benefit the industry, and society more broadly.
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The research found that this type of direct, external-facing monetisation can enable banks to recover the cost of creating and publishing core compliance APIs, and that increasing the number of products available via APIs.
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